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The Cape Town Stock Exchange (CTSE) is South Africa’s stock exchange for small- and medium-sized businesses. We’re aimed at growth companies looking to build up both the South African and broader African economies. We’re also only one of two exchanges in the country with a licence to list both equity and debt.

We’re proudly located in Cape Town because it’s a global city that, much like our business, is all about growth, technological development, and innovation.

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Bothlale AI

Botlhale AI, Africa’s Conversational AI

Let us help you engage with your customers in languages they understand and trust through conversational AI.

Multilingual Conversational AI

With our AI, language barriers are a thing of the past!

Take your customer service to the next level.

We provide our clients with conversational AI allowing them to reduce support costs, Increase customer reach, conversion & retention.

Our conversational bots also help you provide a higher-quality service with a reduced response time offered 24/7and improve your support agents’ productivity and happiness.

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Dream it...Bank it!

Dreaming of a new Banking future? The Experiential Banking Platform!!!

The bancX Cloud Platform delivers it – engineered to the core for the next-generation digital banking experience.

bancX offers unrivaled flexibility, power, context, time-to-market, and affordability in building and launching new-age, experiential Banking services to win in the digital-first economy.

The bancX platform allows banks lenders and fintechs to re-invent products, processes, and operating models from on-boarding, to origination and servicing, using hundreds of API’s available in a single, integrated, cloud-native, transactional, saving and lending core.

bancX leverages event sourcing & streaming to gather and react to today’s large-data sources with real time responses. In addition to our API’s we can offer our adaptable web / mobile web / native front-end to drive front and back office functions making for an out of the box data-rich, highly responsive platform able to adapt to complex demands within days.

bancX is a single point of integration for multiple service providers for digital signatures, identity management, credit/data providers, to optical character recognition amongst others. The platform offers multiple user interface options from our own UI through to specialist providers of digital front ends.

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Lipa Payments

Lipa is a software solution for banks and fintech's that enables small merchants to accept digital payments without the need of a hardware device by using NFC and Bluetooth technology.

Lipa's libraries, SDK's and documentation provide the best practices for implementing NFC and Bluetooth payments, making implementation simpler and quicker for companies looking to provide these technologies to it's users.

According to the PASA Payments Tour Study (2019), more than 50% of the total value of consumer transactions were completed with notes and coins in 2018 with card-based retail payments accounting for only 7% of the total retail payments. These statistics are even higher when focusing specifically in the informal economy with 96 percent of transactions being conducted in cash despite high rates of mobile penetration and users owning bank accounts (Insights into the Informal Economy Report, Mastercard, 2017)

Lipa's goal is to power the increase in digital payment acceptance points across township and rural areas through technologies that remove the need for hardware based payment solutions.

Xago Exchange


Xago is an innovative South African Fintech that focuses on an all-inclusive approach to moving money rapidly at low cost, locally and across borders. 

Xago harnesses the power of mobile, retail networks and blockchain technology in playing a crucial role to transform the payment industry, particularly in Africa.  Xago provides innovative money movement solutions that change the way money flows, what it costs and how long it takes to reach a destination by bypassing traditional payment rails, while remaining fully compliant and highly secure.

The Xago exchange enables you to trade, send and receive XRP on Ripple’s decentralised ledger. The xago unique pegged order system allows for efficient arbitraging opportunities between exchanges.

The Xago gateway provides an entry point to Ripple’s XRP Ledger, enabling you to transfer funds, either fiat or crypto assets from one point to another utilising the efficiency, speed and security of the XRPL.

Xago provides an innovative solution to money movement that changes the way money flows, what it costs and how long it takes to reach a destination by bypassing traditional payment rails, while remaining fully compliant and highly secure.

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Acumen software is a consultancy and asset management & workforce management software solutions provider established in 2006.

Acumen provide mobile software solutions for asset management and workforce management to organisations with dispersed and distributed assets, taking complex arrays of scenarios and providing a simple mobile management solution in response. 

Alongside specialised asset management systems and workforce management software, Acumen specialise in the creation of mobile software solutions to fit our customer’s asset management and workforce management needs. 

Acumen’s combined expertise in business enables us to provide world-class business consulting and advisory services. Strategy development, business case development, benchmarking & best practices and financial projections are just a selection of potential services within our asset and workforce management software.

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Bizzamm Legal is a digital legal platform designed to remove the stress and complexity of legal processes.

It allows the initiator (that’s you) to choose from a variety of templated documents and fill in the relevant details, as well as those of the recipients of the document (those are “the signees”). The signees don’t even have to be existing Bizzamm users; all that’s required is their e-mail address. Once that’s been supplied, they’ll be notified that a document has been created. After that, they can either edit the information which you entered or, if no editing is required, they can simply accept and sign.

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The platform enables large and medium sized corporates and public sector institutions to have an early payment programme for the benefit of SMEs in their supply chain.

The solution provides SMEs access to invoice financing on the back of their buyer’s credit record thus reducing the late payment and cash flow shortage risk faced by most SMEs.  Key traditional instruments used by funders to assess SME lending risk, namely credit records and collateral, represent a major hindrance to SMEs securing funding. To close the credit gap, alternate funding models like the MoneyWorks early payment programme are designed specifically for this target market and enable a more accurate assessment of the risks and most importantly access to funding.

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Digital Estate Plan

With intelligent technology and the right partnerships, Estate Plan ensures winding up an estate of a loved one is seamless and speedy even if there is no will in place.

Estate Plan uses the latest, cutting-edge estate administration software to wind up an estate with speed.

You input all the relevant information for the estate in question. Our platform uses that information to interlink service providers (banks, master’s offi ce and others).

The platform then performs a seamless administrative process that takes care of the hard work of winding up the estate.

Avoid potentially spending years, if not decades, winding up an estate that had no will in place and is now an administrative nightmare to resolve.

Don’t spend more time or money than you need to wind up an estate safely.

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Kinektek is a hardware and software design and development company in the transactional and payments sector.

Kinektek’s clients are predominantly retailers, banks and customer-centric service providers who require digital convenience for customers in their brick & mortar retail environments. 

CONVENIENT PAYMENTS is Kinektek’s omni-channel commerce platform and end-to-end service that enables clients to increase sales, reduce operating costs and grow customer loyalty, in a low risk system. Powered by the world's leading payment institutions, Kinektek’s platform enables a broad range of content distribution through secure, swift transaction processing.



A proptech platform and ecosystem

We partner with companies to deliver risk mitigation, efficiency and scale within the property industry.  Founded by property and technology experts we have created a property ecosystem that leverages technology and delivers a white-labelled, one-stop shop.


The Property Academy

We Aim To Deliver Relevant & Current Property Education To Help You Succeed In Property Investment

We provide you with the best independent property education, coaching and networking opportunities available in South Africa.


SA Property Investors Network

We Strive To Create The Largest Networking Community Of Private Property Investors In South Africa

Connecting like-minded investors and power team members in the industry with the tools, guidance and the network they need to grow and excel.



The Preferred Way of Renting

We take on the risk, so you don’t have to. Preferental is a digital platform that assists property owners with managing their properties at a fraction of the price they would usually pay.

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We connect people to Causes.

Forgood is an online platform that connects people who want to make a difference to Causes that need their help. We create Social Citizens!

On forgood, you can explore our database of verified Non Profit Organisations (Causes), volunteer your time and skills, donate goods or give back on your own terms by creating an Offer to Causes in your area. You can also donate money to specific projects!

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ICE Media

Ultra-low-cost access to data in local communities. 

Ice Media exists to unlocks the digital economy for historically disadvantaged communities


•Its proprietary Blanket WiFi network called ICE Web.

•The creation of a digital ecosystem through connected Devices.

•The use of software applications to manage the ecosystem and intergrade with third parties through our open API.

•Brings essential services to the palm of our customers' hands through M-Commerce hence improving the quality of life to its target communities.

•Bring the benefit of the on-demand economy to our customers through Logistics and Support that becomes the job creators to the masses in the digital economy.

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We help you make your wishes known.

Take care of those you leave behind. Save your Estate thousands of rands. You control who benefits from your life. Get peace of mind that your wishes are known. Secure Storage. Simple and fast.

Smartwill  provides quality Legal, Fiduciary, Loyalty, Insurance & Customer services at scale.

Briefco Laptop Platform


BriefCo is South Africa's first and only legal cost consultancy leveraging technology to assist with the preparation of bills of costs and oppositions.

Leveraging technology and experience for faster and smarter legal cost recovery.


We utilise our own secure cloud platform to allow for the digital delivery and storage of all documents necessary for the preparation of bills of costs and oppositions. The use of our platform significantly reduces our clients’ costs associated with printing, copies, file preparation and delivery.


Our ground-breaking technology, which leverages optical character recognition, natural language processing and machine learning, allows us to automate the preparation of bills of costs and oppositions. The time it takes for our clients to recover their legal costs is substantially reduced.

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Transfer funds from any mobile money wallet

With Tuma you can now transfer funds from any mobile money wallet to any bank account in South Africa.

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Buddy Finance

an easy way to borrow, lend and grow money

BuddyFinance facilitates flow of capital between ordinary individuals who want an easy way to borrow, lend and grow money

Buddy Finance has a strong focus on financial inclusion. we are about growing the customers financial wellbeing by helping the client receive more control of their financial direction and guidance. Buddy Finance helps individuals with opportunity to invest and grown their own communities while receiving the kind of financial return previousy excluded from by institutional lenders.

Apply for Funding

If you would like to apply for funding please